50 Million People lack a Credit Score. Use a Trust Score for Payment Reliability.

A New Trust Score based on How We Live, Work & Play

Can a trust score measure your reliability to pay back loans? Imagine being rewarded for your productivity, your grit and your health in a way traditional credit scoring ignores. This is the power of CORE: Credit Optimization & Risk Evaluation. Learn more.

SharedLending's Partners

Is the largest online small business lender in the US.

The leading lender for international students at US universities.

The leading professionally managed, real estate lender in the Washington, DC-area for residential and commercial properties.

SharedLending is a proud member of the Tech Council of Maryland.

See How it Works


Smarter Consumers
SharedLending is a platform for users to create a new type of trust score. Whether you are "subprime, prime or superprime", our trust score algorithm is designed to identify your strengths.


Consumer Behavior Data
Based on simple pieces of data that you provide, our CORE Score algorithm computes a number on your profile from 1 – 100. A detailed CORE Profile shows areas of strength and opportunity as a consumer.

FICO alternative

Smarter Businesses
The SharedLending platform provides businesses with data not available to traditional credit scoring to serve more customers with better deals.